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and a free musician-built investment app

designed for musicians by musicians

STOP GUESSING WHERE YOUR MUSIC MONEY GOES

Transform unpredictable gig revenue into a stable creative budget.

WHAT YOU GET:

✔ The Musician Money Snapshot
A one-page view that shows where your money is actually going: gigs, lessons, merch, side work, everything.

✔ The “Quiet Month” Survival Plan
A simple way to plan ahead so slow weeks don’t turn into panic or overdrafts.

✔ Gig-Friendly Budget Starter
A realistic budget built for irregular income, not salary math that doesn’t apply to musicians.

✔ Income Clarity Checklist
A short checklist to spot leaks, missed income streams, and easy wins most musicians overlook.

✔ Weekly Money Habits (15 minutes or less)
Small actions that create momentum without killing your creative energy.

No subscription. No hidden fees. Just clarity.
One-time download, lifetime upgrades!

Financial Roadie was created by Musicians Tip Jar to solve a problem most musicians are never taught.

How to handle irregular income, unclear cash flow, and constant financial stress.
Everything we build is tested in real gig life, not theory, not corporate finance.

“The Financial Roadie tool has transformed my business approach in the music industry. It helps me stay calm and manage my finances effectively, even in overwhelming times, boosting my confidence during slow months and allowing me to celebrate my achievements in busy ones. I highly recommend it to anyone and everyone.”
- Kingston Lindner Music - musicmanstudios.com/music-man-studios

Being a Musician Comes With Unpredictable Income. No One Teaches You How to Manage It.

This is For You If…

✔ You make money from music, but it’s inconsistent
✔ You’ve had good months — and confusing ones
✔ You want clarity, not another complicated system
✔ You’re tired of reacting and want to plan ahead
✔ You want your money to support your creativity, not drain it

This is NOT For You If…

✖ You want a get-rich-quick music scheme
✖ You expect a one-click fix with zero effort
✖ You’re looking for corporate finance advice that ignores gig life
✖ You already have a fully dialed budgeting and forecasting system

“Know what you can pay yourself this month—in 10 minutes.”

“Stop overdrafting between gigs. Forecast your cash flow in one sheet.”

“A musician budget that works with irregular income.”

START YOUR NEW FUTURE HERE

Take Control of Your Money. Build a Career You Can Count On.

Your income changes every month. Your expenses don’t. Money comes from gigs, tips, merch, royalties, teaching, streaming, and side jobs, all at different times. The MTJ Budgeting and Forecasting tool fixes that chaos by giving you one clear system to track everything.

✔ No more surprises
✔ No more guessing
✔ No more financial stress

**“Less stress. More control. I set it up in 25 minutes. I stopped overdrafting between gigs within the first month.”**
— **Frank A**. St. Louis, MO / Musician

What the financial roadie Tool Helps You Do

Build a monthly budget you can actually follow
Track income from every music source
Forecast your cash flow and avoid surprises
Plan debt payoff, savings, and investments
Understand exactly where your money goes
Gain clarity and control over irregular income

Get Clarity Today.
Your future self will thank you.

Enter the MTJ Forecaster. This isn't just a budget; it's your financial roadie. Built by Chris Webb and Dave Tamkin, who have navigated the same stages, studios, and tax seasons you have. It doesn't just track where your money went—it tells you exactly how much you can pay yourself today without robbing your future self. It turns the chaos of gig income into a steady rhythm you can dance to.

Financial Roadie spreadsheet (Google Sheets + Excel compatible)

Quick-start setup guide

Musician categories pre-built

Lifetime updates

MTJ Investment Calculator

👉 Track Your Income

Everything You Need in One System

🎤 Income Tracker

Track gigs, merch, streaming, teaching, and all income in one place.

💰 Savings & Investments

Organize long-term savings, retirement, and sinking funds.

📊 Monthly Budget

See your real cost of living and cut money leaks.

📈 Financial Plan

Plan debt payoff, emergency funds, and savings goals.

👉 Start Your Plan for Less than One Fancy Drink

“Simple. Clear. I wish I would have started sooner.” Bryan S.—Arlington Heights, IL / Drummer

Simple. Clear. Musician Friendly.

Most musicians don’t need a finance degree. They need clarity.
Once you can see the big picture, your income patterns, your monthly spending, your upcoming gigs, you get to make decisions from a place of confidence, not fear.

**“I finally feel organized.” Lina Z.** Denver, CO, / Cellist.

Easy to use

If you can read a setlist, you can use this tool. We've automated the math. You just plug in the numbers, and the sheet does the heavy lifting
Build healthy financial habits
Designed specifically for creative workers
Easy templates track your spending. The MTJ Tool forecasts your freedom. It’s the difference between a demo and a mastered record.

One Price. Lifetime Use.

You get the full budgeting & forecasting workbook, instructions, musician-specific categories, and lifetime updates.

No subscription.
No hidden fees.
Just clarity.
One time download

Built by Working Musicians. Trusted by Independent Artists Everywhere.

“The MTJ Tool finally helped me understand my money as a musician. I can plan again.”
Chad J.— Singer/Songwriter, Denver

“This is the simplest budgeting tool I’ve ever used — and the only one that feels like it was made for me.”
Sarah D. — Guitarist, Chicago

“I stopped guessing about gigs. I actually feel in control.”
Anne A. — Touring Musician, South Carolina
Ready to Finally Feel in Control of Your Money?
Give yourself the stability your music career deserves.
✔ No more surprises
✔ No more guessing
✔ No more financial stress
One time download
$29.99

👉 Get Your Budget & Finance Tool

Created by Musicians Tip Jar — a platform dedicated to helping musicians build healthier, happier financial lives.

Who is Financial Roadie for?

Financial Roadie is built for musicians, bands, freelancers, and creative professionals who earn inconsistent income and want a simple system to manage cash flow, expenses, and savings.

How is Financial Roadie different from a normal budget spreadsheet?

Most budget spreadsheets assume a steady paycheck. Financial Roadie is designed specifically for gig-based and freelance income, allowing musicians to forecast future earnings, plan for slow months, and make smarter financial decisions.

Do I need accounting or finance experience to use Financial Roadie?

No. Financial Roadie is intentionally simple and musician-friendly. If you can enter income from gigs and list your expenses, you can use Financial Roadie.

What does Financial Roadie help musicians do?

Financial Roadie helps musicians:

Track gig and freelance income
Plan monthly and yearly expenses
Forecast future cash flow
Prepare for tax time
Reduce stress caused by unpredictable income

Is Financial Roadie good for freelance musicians?

Yes. Financial Roadie is ideal for freelance musicians, gig workers, and independent artists who need clarity and structure around fluctuating income.

Does Financial Roadie help with taxes?

Financial Roadie helps you organize income and expenses throughout the year so you are better prepared for tax time. It does not replace an accountant, but it gives you clean, organized numbers.