Built for Musicians by Musicians
Transform unpredictable gig revenue into a stable creative budget.
The MTJ Budget & Forecasting Tool helps musicians track income, organize expenses, and plan for the future, without spreadsheets that make your head spin. Know whether you can afford that next pedal/tour/gear You get the full budgeting & forecasting sheet, study guide, musician-specific deals, and lifetime updates. Never wonder where your last gig money went. Stop living month-to-month, build real savings for your creative future.
No subscription. No hidden fees. Just clarity.
One-time download
$29.99
$14.00
Being a Musician Comes With Unpredictable Income. No One Teaches You How to Manage It.
You work gigs. You teach. You sell merch. You record. You hustle.
But the income is all over the place — and traditional budgeting tools don’t understand the life of a musician.
That leads to stress, confusion, and that “I hope I have enough for rent this month” feeling.
Take Control of Your Money. Build a Career You Can Count On.
Your income changes every month. Your expenses don’t. Money comes from gigs, tips, merch, royalties, teaching, streaming, and side jobs, all at different times. The MTJ Budgeting and Forecasting tool fixes that chaos by giving you one clear system to track everything.
✔ No more surprises
✔ No more guessing
✔ No more financial stress
What the financial roadie Tool Helps You Do
Build a monthly budget you can actually follow
Track income from every music source
Forecast your cash flow and avoid surprises
Plan debt payoff, savings, and investments
Understand exactly where your money goes
Gain clarity and control over irregular income
Built Specifically for Musicians who want to grow their income
Enter the MTJ Forecaster. This isn't just a budget; it's your financial roadie. Built by Chris Webb and Dave Tamkin, who have navigated the same stages, studios, and tax seasons you have. It doesn't just track where your money went—it tells you exactly how much you can pay yourself today without robbing your future self. It turns the chaos of gig income into a steady rhythm you can dance to.
Everything You Need in One System
🎤 Income Tracker
Track gigs, merch, streaming, teaching, and all income in one place.
💰 Savings & Investments
Organize long-term savings, retirement, and sinking funds.
📊 Monthly Budget
See your real cost of living and cut money leaks.
📈 Financial Plan
Plan debt payoff, emergency funds, and savings goals.
Simple. Clear. Musician Friendly.
Most musicians don’t need a finance degree. They need clarity.
Once you can see the big picture, your income patterns, your monthly spending, your upcoming gigs, you get to make decisions from a place of confidence, not fear.
Easy to use
If you can read a setlist, you can use this tool. We've automated the math. You just plug in the numbers, and the sheet does the heavy lifting
Build healthy financial habits
Designed specifically for creative workers
Easy templates track your spending. The MTJ Tool forecasts your freedom. It’s the difference between a demo and a mastered record.
One Price. Lifetime Use.
You get the full budgeting & forecasting workbook, instructions, musician-specific categories, and lifetime updates.
No subscription.
No hidden fees.
Just clarity.
One time download
$29.99
$14.00
Built by Working Musicians. Trusted by Independent Artists Everywhere.
“The MTJ Tool finally helped me understand my money as a musician. I can plan again.”
Chad — Singer/Songwriter, Denver
“This is the simplest budgeting tool I’ve ever used — and the only one that feels like it was made for me.”
Sarah — Guitarist, Chicago
“I stopped guessing about gigs. I actually feel in control.”
Anne — Touring Musician, South CarolinaReady to Finally Feel in Control of Your Money?
Give yourself the stability your music career deserves.
✔ No more surprises
✔ No more guessing
✔ No more financial stressOne time download
$29.99
$14.00
Created by Musicians Tip Jar — a platform dedicated to helping musicians build healthier, happier financial lives.
Who is Financial Roadie for?
Financial Roadie is built for musicians, bands, freelancers, and creative professionals who earn inconsistent income and want a simple system to manage cash flow, expenses, and savings.
How is Financial Roadie different from a normal budget spreadsheet?
Most budget spreadsheets assume a steady paycheck. Financial Roadie is designed specifically for gig-based and freelance income, allowing musicians to forecast future earnings, plan for slow months, and make smarter financial decisions.
Do I need accounting or finance experience to use Financial Roadie?
No. Financial Roadie is intentionally simple and musician-friendly. If you can enter income from gigs and list your expenses, you can use Financial Roadie.
What does Financial Roadie help musicians do?
Financial Roadie helps musicians:
Track gig and freelance income
Plan monthly and yearly expenses
Forecast future cash flow
Prepare for tax time
Reduce stress caused by unpredictable income
Is Financial Roadie good for freelance musicians?
Yes. Financial Roadie is ideal for freelance musicians, gig workers, and independent artists who need clarity and structure around fluctuating income.
Does Financial Roadie help with taxes?
Financial Roadie helps you organize income and expenses throughout the year so you are better prepared for tax time. It does not replace an accountant, but it gives you clean, organized numbers.
Is Financial Roadie a Google Sheet or Excel file?
Financial Roadie is delivered as an easy-to-update spreadsheet that works with tools musicians already use, including Google Sheets and Excel.
Can bands use Financial Roadie?
Yes. Bands can use Financial Roadie to track shared income, expenses, tour costs, and payouts so everyone stays clear and aligned.
How quickly can I set up Financial Roadie?
Most musicians can set up Financial Roadie in under 30 minutes. The goal is clarity, not complexity.
